Blog & Resources for Landlords

Mortgage Credit Risk Attributes During the Pandemic for Conventional Conforming Purchase Loans

Oct 27, 2020 11:30:57 PM

Lower Debt-to-Income and Higher Loan-to-Value Ratios Compared with 2019

Archana Pradhan, Principal, Economist
Loan application volume, mortgage rates, and lenders underwriting standards have been impacted by the COVID-19 pandemic. For example, the mortgage interest rate is at a record low and purchase loan application trend highlights strong demand for home buying.[1] Lenders may have changed their underwriting standards in response to these trends and economic uncertainty. This blog compares the credit attributes for conventional conforming loans in the second quarter of 2020 to the same quarter of last year.

Read the full article on our CoreLogic site.

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